Modernizing
Mortality.
The LIAM Toolkit.
A command center for financial advisors. Convert client data into needs-analysis results, retrieve carrier documents in seconds, and close the protection gap with precision.
Frictionless conversion of client data into needs-analysis results.
PNG or JPG — appears on the report header.
The present value of the income your client would have earned through retirement — the core of the Human Life Value approach.
The calculators within the LIAM Toolkit are provided for illustrative and educational purposes only and do not constitute insurance, tax, legal, or investment advice. Results are estimates based on the inputs provided and are not a guarantee of coverage, premium, or insurability.
Centralize chaos into a searchable, categorized library.
2026 Insurance Barometer: Life Insurance Through the Consumer Lens
LIMRA study on consumer expectations for modern life insurance, covering understanding gaps, coverage needs, in-demand features, and rising financial concerns across generations.
Why is Long-Term Care Insurance Worth It?
A Life Happens client flyer explaining the value of long-term care insurance and why Medicare alone is often not enough.
LIPR Step-by-Step Guide
A complete walkthrough of the Life Insurance Policy Review process, from data gathering to recommendations.
LIPR — Identify the Opportunity
How to spot policy-review opportunities within your existing client book and during annual reviews.
The Importance of Policy Review
A concise overview of why regular life insurance policy reviews protect clients and strengthen advisor relationships.
Authorization for Inforce Illustrations
Client authorization form required to request inforce illustrations from the carrier during a policy review.
Authorization for Policy Information
Client authorization form to release existing policy information for review and comparison.
Life Trends Sample Output Report
A sample output report illustrating the analytics and insights delivered through the Life Trends policy review tool.
LIPR Consumer Brochure
A consumer-friendly brochure explaining the value of a life insurance policy review — share with clients.
The carriers your clients trust, organized for your workflow.
One-touch access to forms, underwriting guides, and product matrices across our partner carriers.
Prudential
Rating A+ (AM Best)Financial education and resources to help clients plan with confidence.
Principal
Rating A+ (AM Best)Life insurance solutions and resources for financial professionals.
Equitable
Rating A (AM Best)Life Insurance Awareness Month resources for financial professionals.
Nationwide
Rating A+ (AM Best)Investing and retirement resources to help clients plan with confidence.
Lincoln Financial
Rating A (AM Best)Life insurance insights and tools to help grow your business.
Nationwide Agent Blog
Rating A+ (AM Best)LIAM coverage insights to help clients protect what matters most.